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	<title>Project Finance Update</title>
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		<title>Medical Technology Company Achieves Breakthough In Organ Preservation and Transportation</title>
		<link>http://jeromegentolia.wordpress.com/2009/01/08/organtransplant/</link>
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		<pubDate>Thu, 08 Jan 2009 20:57:52 +0000</pubDate>
		<dc:creator>jeromegentolia</dc:creator>
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		<category><![CDATA[biomedical]]></category>
		<category><![CDATA[biotechnology]]></category>
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		<category><![CDATA[heart transplant]]></category>
		<category><![CDATA[medical technology]]></category>
		<category><![CDATA[organ transplant]]></category>
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		<category><![CDATA[unilion development group]]></category>
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The days when human organs used for transplants are stored in plastic bags and placed in Styrofoam containers are numbered. Organ Transport Systems, Inc (OTS) developed a human organ preservation technology that will dramatically improve the quality and increase the availability of vital organs.
Called Life Cradle™, it will drastically elevate a US$ 9 Billion dollar [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=jeromegentolia.wordpress.com&blog=3748369&post=11&subd=jeromegentolia&ref=&feed=1" />]]></description>
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<p class="MsoNormal" style="text-align:justify;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"></span></p>
<p class="MsoNormal" style="text-align:justify;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">T</span></span><span style="color:white;font-family:&quot;"><span style="font-size:small;">he days when human organs used for transplants are stored in plastic bags and placed in Styrofoam containers are numbered. Organ Transport Systems, Inc (OTS) developed a human organ preservation technology that will dramatically improve the quality and increase the availability of vital organs.</span></span></p>
<p class="MsoNormal" style="text-align:justify;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">Called Life Cradle™, it will drastically elevate a US$ 9 Billion dollar industry by improving the preservation and transportation of human organs by 80% of current US statistics. More so, the cost of Life Cradle ™ is just around 25% of current competing technologies. </span></span></p>
<p class="MsoNormal" style="text-align:justify;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">As of the present, organs can only be stored up to 4 hours before transplant of which only 35% of organs procured are actually used. OTS Chairman and CEO, Michael B. Holder, stated that post-procurement life of organs like heart can be extended up to 4 times longerwith Life Cradle™. Prolonging the storage of organs will dramatically increase the number of lives that can be saved.</span></span></p>
<p class="MsoNormal" style="text-align:justify;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The Oxford Group of Unilion Development Group (UDG), a private equity firm, led by Jerome Gentolia, is in talks with OTS to finance the project. Mr. Gentolia, whose wife is a heart transplant coordinator at Montefiore Medical Center, got interested in the project because of his familiarity with the industry and the personalities behind OTS. </span></span></p>
<p class="MsoNormal" style="text-align:justify;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">According to Gentolia, “Life Cradle™ is a perfect example of what UDG looks for in a project; a focused company, innovative technology and a direct benefit to people around the world…”</span></span></p>
<p class="MsoNormal" style="text-align:justify;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The OTS roster boasts of the top men in their respective field. Michael B. Holder, prior to his role in OTS, ran the Technology Solutions business for Premier, Inc, an $18 Billion healthcare company. </span></span></p>
<p class="MsoNormal" style="text-align:justify;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The OTS Board of Directors consists of:</span></span></p>
<p class="MsoListParagraphCxSpFirst" style="text-indent:-.25in;text-align:justify;margin:0 0 0 37.5pt;"><span style="color:white;font-family:Symbol;"><span><span style="font-size:small;">·</span><span style="font:7pt &quot;">         </span></span></span><span style="color:white;font-family:&quot;"><span style="font-size:small;">Tommy G. Thompson, former Secretary of Health and Human Services;</span></span></p>
<p class="MsoListParagraphCxSpMiddle" style="text-indent:-.25in;text-align:justify;margin:0 0 0 37.5pt;"><span style="color:white;font-family:Symbol;"><span><span style="font-size:small;">·</span><span style="font:7pt &quot;">         </span></span></span><span style="color:white;font-family:&quot;"><span style="font-size:small;">Gene A. Pierce, founder of United Network for Organ Sharing (UNOS) and the South East Organ Procurement Foundation;</span></span></p>
<p class="MsoListParagraphCxSpLast" style="text-indent:-.25in;text-align:justify;margin:0 0 10pt 37.5pt;"><span style="color:white;font-family:Symbol;"><span><span style="font-size:small;">·</span><span style="font:7pt &quot;">         </span></span></span><span style="color:white;font-family:&quot;"><span style="font-size:small;">Marvin J. Slepian MD, <span> </span>Director of Interventional Cardiology and the Director of the Tissue Engineering Laboratory at the University of Arizona Sarver Heart Center</span></span></p>
<p class="MsoNormal" style="text-align:justify;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">OTS is founded by Hyman P. White, whose international experience includes the complete development of master health care plans for both Malaysia and Indonesia. He currently serves as Executive Vice President of OTS.</span></span></p>
<p class="MsoNormal" style="text-align:justify;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">Jerome Gentolia is the Chief Operating Officer of Unilion Oxford Group and also the Senior Vice President of Unilion Development Group, a private equity firm. He can be reached at jgentolia@uhl-unilion.com</span></span></p>
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		<title>Green Fuels LLC signs US $220 Million Deal to Fund Bio-Diesel</title>
		<link>http://jeromegentolia.wordpress.com/2008/06/02/green-fuels-llc-signs-us-220-million-deal-to-fund-bio-diesel/</link>
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		<pubDate>Mon, 02 Jun 2008 03:55:56 +0000</pubDate>
		<dc:creator>jeromegentolia</dc:creator>
				<category><![CDATA[COMMERCIAL LENDING]]></category>
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		<category><![CDATA[jerome gentolia]]></category>

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		<description><![CDATA[NEW YORK &#8211; Jerome Gentolia has secured a $220 million deal for Indianapolis, Indiana based Green Fuels LLC. This is the fourth bio-fuel project that members of Green Fuels LLC&#8217;s management team have been an integral part of, with three key executives having previously served as plant managers for other ethanol and bio-diesel plants.
The deal [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=jeromegentolia.wordpress.com&blog=3748369&post=7&subd=jeromegentolia&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>NEW YORK &#8211; Jerome Gentolia has secured a $220 million deal for Indianapolis, Indiana based Green Fuels LLC. This is the fourth bio-fuel project that members of Green Fuels LLC&#8217;s management team have been an integral part of, with three key executives having previously served as plant managers for other ethanol and bio-diesel plants.</p>
<p>The deal by Gentolia is in conjunction with a Wall Street based structured project finance company that will serve as investing Collateral Guarantor for Green Fuels and provide a direct contribution of cash-backed banknote instruments as full collateral backing for the complete financing package.</p>
<p>&#8220;The Green Fuels management team is sophisticated, experienced, and very successful at choosing, acquiring, permitting, and operating efficient bio-fuel plants. Beyond that, an important factor for us is that their primary feedstock is not used as food for humans or animals, thus not having an adverse impact on growing global food shortage issues, which is a growing concern with some methods of alternative energy production,&#8221; said Gentolia.</p>
<p>&#8220;It is a business that we choose to be in and are proud to be a part of.  America needs more cost-effective energy, reduced air pollutant emissions, and a reduction in the reliance on imported oil,&#8221; said a Green Fuels LLC representative of their current plans to build 4 bio-diesel plants in Indiana and 1 in Illinois over the next few years, adding that &#8220;as technology changes &#8211; which is now rapidly occurring in this industry &#8211; new opportunities and methodologies to produce bio-fuels likely will emerge and we are open to pursuing those future possibilities, as well.&#8221;</p>
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		<title>JMK Hospitality, Inc Signs $381 Million Deal for Several Luxury Hotel Projects in U.S. Mid-Atlantic</title>
		<link>http://jeromegentolia.wordpress.com/2008/05/26/jmk-hospitality-inc-signs-381-million-deal-for-several-luxury-hotel-projects-in-us-mid-atlantic/</link>
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		<pubDate>Mon, 26 May 2008 21:39:56 +0000</pubDate>
		<dc:creator>jeromegentolia</dc:creator>
				<category><![CDATA[COMMERCIAL LENDING]]></category>
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		<description><![CDATA[NEW YORK &#8211; Jerome Gentolia has secured a $381 million deal for North Carolina based JMK Hospitality, Inc., which was formed to invest in and manage existing hotel properties, as well as to develop upscale properties, in the Mid-Atlantic region (NC, SC, GA, VA, WV) of the United States.
The deal by Gentolia, in conjunction with [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=jeromegentolia.wordpress.com&blog=3748369&post=4&subd=jeromegentolia&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>NEW YORK &#8211; Jerome Gentolia has secured a $381 million deal for North Carolina based JMK Hospitality, Inc., which was formed to invest in and manage existing hotel properties, as well as to develop upscale properties, in the Mid-Atlantic region (NC, SC, GA, VA, WV) of the United States.</p>
<p>The deal by Gentolia, in conjunction with a Wall Street based structured project finance company which will serve as investing Collateral Guarantor for JMK and provide a direct contribution of cash-backed banknote instruments as full collateral backing for the complete financing package, will be utilized for acquisition and development of numerous luxury properties, capitalizing on the Mid-Atlantic Region&#8217;s tremendous recent growth, marked by the increasing strength of it&#8217;s tourism industry.</p>
<p>This burgeoning region, stretching from Virginia and West Virginia in the North to Georgia in the South, boasts 3 of the Top 10 Most Visited US States, according to the Travel Industry Association website. (<a href="http://www.tia.org/pressmedia/fast_fact_states.html">http://www.tia.org/pressmedia/fast_fact_states.html</a>)</p>
<p>&#8220;The management team behind JMK breeds a great deal of confidence,&#8221; remarked Gentolia. &#8220;Co-Founders James Bazluki, Matthew D. Adams and Kimberly Scott each bring a wealth of general business, legal and hospitality-industry experience, and we have every reason to believe that they will achieve their business objectives. We want to be a part of what they&#8217;re doing.&#8221; </p>
<p>Jerome Gentolia can be reached at: <a href="mailto:jgentolia@internationalprojectfinance.net">jgentolia@internationalprojectfinance.net</a></p>
<p> </p>
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		<title>JEROME GENTOLIA</title>
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		<pubDate>Sat, 17 May 2008 05:34:12 +0000</pubDate>
		<dc:creator>jeromegentolia</dc:creator>
				<category><![CDATA[COMMERCIAL LENDING]]></category>
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		<description><![CDATA[ 
Chief Operating Officer fo UNILION OXFORD GROUP and Senior Vice President for UNILION DEVELOPMENT GROUP INC.
The Universal Group is an international business development and consulting services team assembled in 1980. Universal Holdings Limited (UHL) , the global asset management services company, was founded in 1987 to develop investment opportunities, accomplish private investments and carry out finance [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=jeromegentolia.wordpress.com&blog=3748369&post=3&subd=jeromegentolia&ref=&feed=1" />]]></description>
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<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">Chief Operating Officer fo UNILION OXFORD GROUP and Senior Vice President for UNILION DEVELOPMENT GROUP INC.</span></span></p>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="font-size:small;"><strong><span style="color:white;font-family:&quot;">The Universal Group</span></strong><span style="color:white;font-family:&quot;"> is an international business development and consulting services team assembled in 1980. <strong>Universal Holdings Limited (UHL) </strong>, the global asset management services company, was founded in 1987 to develop investment opportunities, accomplish private investments and carry out finance and commerce transactions. <strong>Unilion Development Group Incorporated (UDG)</strong> is the USA based management company in charge of all investment activities.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">In choosing investments, the socio-economic and humanitarian needs are emphasized. The investments may include financing for business development, restructuring, expansion, and acquisitions. Economic development and social well being, use of private assets and indigenous resources, technology application, employment, human resource development, and environmental safety are given emphasis with special focus on developing countries. The investment categories may include agriculture and food, real-estate, clothing, health care, education, energy, environment, basic and applied technologies, information and communication, mining, manufacturing and service industries, basic industries, transportation and shipping, infrastructure, etc. The finance and commerce transactions are chosen to achieve the project objectives in each instance.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The activities of <strong>UHL</strong> are carried out by the following functionally associated groups:</span></span></p>
<ul type="disc">
<li class="MsoNormal"><a href="http://javascript:openWin('ugroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">UNILION GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for investments and oversight </span></span></li>
<li class="MsoNormal"><a href="http://javascript:openWin('fingroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">FINANCE GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for international finance and asset banking </span></span></li>
<li class="MsoNormal"><a href="http://javascript:openWin('comgroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">COMMERCE GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for global trade transactions </span></span></li>
<li class="MsoNormal"><a href="http://javascript:openWin('unigroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">UNISTAR GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for small business capital and services </span></span></li>
<li class="MsoNormal"><a href="http://javascript:openWin('oxgroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">OXFORD GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for global investment opportunity gathering </span></span></li>
<li class="MsoNormal"><a href="http://javascript:openWin('ubcgroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">“UBC” GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for business consulting </span></span></li>
<li class="MsoNormal"><a href="http://javascript:openWin('stergroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">STERLINGTON GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for assembling and oversight of project consortiums </span></span></li>
<li class="MsoNormal"><a href="http://javascript:openWin('specgroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">SPECTEC GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for planning special technology applications </span></span></li>
<li class="MsoNormal"><a href="http://javascript:openWin('itgroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">IT SERVE GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for e-commerce investment </span></span></li>
<li class="MsoNormal"><a href="http://javascript:openWin('petrochemgroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">PETROCHEM GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for Petro-Chemical industry commerce activities </span></span></li>
<li class="MsoNormal"><a href="http://javascript:openWin('aahcgroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">AAHC GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for affordable homes development using high quality site-built custom homes </span></span></li>
<li class="MsoNormal"><a href="http://javascript:openWin('telbrogroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">TELBRO GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for telecommunication and Broadcasting Investments </span></span></li>
<li class="MsoNormal"><a href="http://javascript:openWin('unibiogroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">UNIBIO GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for Bio-medical Investments </span></span></li>
<li class="MsoNormal"><a href="http://javascript:openWin('franchisegroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">U-FRANCHISE GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for franchise business development </span></span></li>
<li class="MsoNormal"><a href="http://javascript:openWin('sterlingComGroup.html','pop','toolbar=no,scrollbars=yes,resizable=yes,width=540,height=360');"><strong><span style="color:white;font-family:&quot;"><span style="font-size:small;">STERLINGCOM GROUP </span></span></strong></a><span style="font-family:&quot;"><span style="font-size:small;">for Commercial Business Center Development </span></span></li>
</ul>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">UHL-Unilion and associated group companies use the services of various professionals and institutions to accomplish successful asset management. UHL-Unilion is well balanced in its asset management roles to best serve its major private investors and the community.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The Humanitarian Efforts to provide some of the very essential products and services to the poor, especially children, and to those under distressed conditions caused by natural and man made emergencies are managed by the Unilion Foundation, a non profit organization.</span></span></p>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="font-size:small;"><span style="text-decoration:underline;"><span style="color:white;font-family:&quot;">Unilion Group: Investments and Oversight</span></span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The Unilion Group represents UHL’s business activities involving project due diligence, analysis, approval and investment in projects. Upon each project investment being made, the Unilion Group is responsible for all asset management activities through appropriate investment oversight and control procedures. </span></span></p>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="font-size:small;"><span style="text-decoration:underline;"><span style="color:white;font-family:&quot;">Finance Group: International Finance and Asset Banking</span></span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The Finance Group directs UHL’s service activities involving major asset based investment transactions internationally. The requisite asset banking and leveraging arrangements to secure the financing for select investments may also be the responsibility of the Finance Group.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The Finance Group also directs international finance transactions involving asset banking, asset sale, asset leverage, currency exchange, credit enhancements, etc.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The Finance Group utilizes the Unilion Group for project due diligence analysis and recommendations for approval and investment. The investments, when made, will be processed and asset managed by the Unilion Group through rigorous investment oversight and control procedures. </span></span></p>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="font-size:small;"><span style="text-decoration:underline;"><span style="color:white;font-family:&quot;">Commerce Group: Global Trade Transactions</span></span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The Commerce Group represents UHL’s business activities for transactions and services involving select export-import and trade-barter sales of goods and products that are produced and marketed internationally. UHL itself may be a producer or manufacturer of items or may have the marketing exclusivity for some of the goods and products that are sold or it may only be acting in the capacity of broker or consultant.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">UHL may also arrange or provide the financing and banking services for the transactions as may be required by the buyers. </span></span></p>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="font-size:small;"><span style="text-decoration:underline;"><span style="color:white;font-family:&quot;">Unistar Group: Small Business Capital and Services</span></span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The Unistar Group represents UHL’s activities involving the financing for small business and related business services. The Unistar Group manages the project due diligence, approval, and investment in small business projects. The Unistar Group covers all small business investment and asset management activities through appropriate investment oversight and control procedures. </span></span></p>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="font-size:small;"><span style="text-decoration:underline;"><span style="color:white;font-family:&quot;">Oxford Group: Global Investment Opportunity Gathering</span></span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The Oxford Group is a UHL network oversight group that connects with and gathers investment opportunities and project requirements, on a global basis, that meet certain prescribed guidelines. The Oxford Group conducts the preliminary analysis of all the projects. If a project is approved, Oxford Group transfers the projects to the Unilion Group or the Unistar Group to handle the project financing activities.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The Oxford Group is also responsible for promoting UHL’s investment programs to project clients and for expanding the network for the gathering of projects within the guidelines of the active investment programs. </span></span></p>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="font-size:small;"><span style="text-decoration:underline;"><span style="color:white;font-family:&quot;">Universal Business Consultants (UBC) Group: Business Consulting</span></span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The UBC Group, affiliated exclusively with UHL, is a pool of professionals experienced in various aspects and disciplines of business. These professionals provide a wide range of consulting services required for investments at the request of Unilion Group or the Unistar Group in concert and agreement with the corporate entity that is receiving the investment. </span></span></p>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="font-size:small;"><span style="text-decoration:underline;"><span style="color:white;font-family:&quot;">SPECTEC Group: Planning Special Technology Applications</span></span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The SPECTEC Group represents UHL’s activities involving the scientific, engineering and business services for planning special technology applications based on chosen technologies that may be invested into. The service activities of SPECTEC Group may also include aiding the set up of turnkey manufacturing facilities and production oversight. The services of SPECTEC Group are exclusive to technology investment opportunities considered by the Unilion or Unistar Groups. </span></span></p>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="font-size:small;"><span style="text-decoration:underline;"><span style="color:white;font-family:&quot;">ITServe Group: Integrated IT Application Investments</span></span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">Internet based electronic e-commerce is fast evolving as the various service elements needed for online commerce with purchasing and web based financial settlement are improving.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">Dramatic improvements in operating efficiencies are now being achieved through business to business inter-company systems. Many software products are now available for various applications to facilitate streamlined and improved global commerce with much enthusiasm and acceptance from businesses.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">Accurate real time data on demand is needed to reduce inventories and sell products using well-managed supply chains. A well integrated supply-demand chain is needed to place, process, fulfill and manage orders with improved and reliable delivery times, and thus achieve customer satisfaction.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">An ideal on line e-commerce system would operate based on a central data repository that integrates the order and inventory data from trading partners and then it uses such data to order, ship, track and deliver the ordered items with low inventory levels and improved customer fulfillment. The system would also allow the buyers to determine inventory availability, shipping schedules and cost of delivery at the point of purchase and monitor the entire order fulfillment process from placing of order to delivery. Such an integrated e-commerce system would change the way the supply chains are managed, including long term shipping contracts.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">Global commerce banking is a core product to most international banks. The procedures used for export-import commerce with L.C.’s are now considered by corporate users, to be to slow, costly and bureaucratic. With the availability of both the funds and major internet infrastructure service providers for e-commerce business to business exporters and importers may shape their paperless trade solutions to effect online transactions very efficiently and expediently.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">The goal of the ITserve Group is to pursue investment activities to achieve e-commerce transactions using fully integrated internet infrastructure systems that service supply chain management, business to business sales and web based financial settlement for transactions for business to business trade partners. </span></span></p>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="font-size:small;"><span style="text-decoration:underline;"><span style="color:white;font-family:&quot;">PetroChem Group: Petro-Chemical industry commerce activities</span></span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">PetroChem Group is engaged in attending to Petro-Chemical industry related commerce transactions covering oil and gas production, crude oil refining and related chemicals manufacturing. Emphasis is placed on exploration related machinery, equpment and supply procurement support activities for efficient exploration and environmental management. Professional consulting and field services training are included. Additionally transactions involving sale/purchase of crude oil, natural gas, refined products, and petrochemicals may be managed by the PetroChem Group.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">PetroChem Group does engage in providing crude oil refinery system and process consulting and equipment supply activities.<br />
PetroChem Group does manage and oversight the banking for its transactions. Petro Group is also capable of evaluating Petro-Chemical projects for investment decisions and planning.</span></span></p>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="font-size:small;"><span style="text-decoration:underline;"><span style="color:white;font-family:&quot;">AAHC Group: Affordable homes development</span></span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">AAHC GROUP does the investment, planning and operations oversight for affordable homes development using high quality site-built custom homes. Main focus is to supply affordable homes for moderate and middle income buyers using ‘in fill’ lots. Financial assistance from Private sources may be made available to qualified buyers. Development of affordable homes in very secure family and senior communities are also high priority. The AAHC program offers a ‘one stop turn key’ affordable home shopping capability to qualified buyers. </span></span></p>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="font-size:small;"><span style="text-decoration:underline;"><span style="color:white;font-family:&quot;">UniBio Group: Bio-medical Investments</span></span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">A major part of healthcare services concerns the biomedical industry. The bio-medical industry is by nature always evolving with emerging technologies and their applications, which are of great value to mankind. While cost of healthcare is a matter of major concern, quality of healthcare services provided cannot be reduced and moreover, it should be improved.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">In recent decades the bio-medical industry has been evolving swiftly with advanced technological developments and innovations that are ultimately brought to healthcare by practitioners of all kinds. In spite of this, there are numerous new technologies and innovations that are spread around and at different stages of development, usually in a disconnected manner, that need investment attention in order to make significant strides in an integrated and no time wasted manner to benefit patients.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">UniBio Group has the responsibility to tune into the biomedical field and make investments in projects with merit to reduce human suffering, improve quality of healthcare, maintain cost containment, produce reasonable profits and achieve more integration of state-of-the-art technologies and innovations for effective healthcare delivery. </span></span></p>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="font-size:small;"><span style="text-decoration:underline;"><span style="color:white;font-family:&quot;">U-Franchise Group: Franchise business development</span></span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">Many small business operations have great potential in the market place to become franchised businesses and in so doing to achieve significant growth. U-Franchise Group is responsible for selecting such business opportunities and developing them into well promoted franchise operations. U-Franchise Group activities with this program include the establishment of requisite business procedures, sales and marketing organization, operations and management.</span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">U-Franchise Group is also engaged in major Franchisor and Franchisee integration activities for franchised business development. Such franchised business integration activities are mostly tailored to meet the needs of the SterlingCom Group commercial development activities. </span></span></p>
<p class="MsoNormal" style="line-height:14.25pt;margin:0 0 10pt;"><span style="font-size:small;"><span style="text-decoration:underline;"><span style="color:white;font-family:&quot;">SterlingCom Group: Commercial Business Center Development </span></span></span></p>
<p class="MsoNormal" style="line-height:normal;margin:0 0 10pt;"><span style="color:white;font-family:&quot;"><span style="font-size:small;">SterlingCom Group is responsible for developing commercial business centers with emphasis on franchised business development. Major franchisors and franchisees are chosen, matched, and integrated under the auspices of the U-Franchise Group to operate the business in such commercial business centers</span></span></p>
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